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ESTO payment methods

When you place an order at Agroparts.ee, you can pay through ESTO by bank link or arrange hire purchase.

ESTO Pay bank links

An ordinary bank transfer from your own internet bank. The payment arrives immediately and your order moves on to picking without waiting.

ESTO hire purchase

Do not want to pay the full amount at once? Hire purchase helps draw up a payment schedule based on the period you choose. The decision comes in real time and the purchase can be completed in under a minute.

Add products to the cart, place the order and choose ESTO hire purchase as the payment method. When confirming the purchase, choose a suitable period and monthly payment and sign digitally using an ID card, Smart-ID or Mobile-ID.

Hire purchase can be applied for by citizens of the Republic of Estonia aged 18-70. Hire purchase can also be arranged for a legal person.

Hire purchase is offered and administered by ESTO AS.

Please note

Every hire purchase is a financial obligation. Before entering into a hire purchase agreement, read the terms of the service and, if necessary, consult an expert. Every financial decision involves risks and obligations, so please consider carefully whether you need to take on credit products.

For example, for a loan amount of 1290 euros over 24 months at a fixed interest rate of 14.90% per year and a contract fee of 0 euros, the annual percentage rate of charge is 31.62%, the monthly payment is 70.67 euros and the total amount repayable by the consumer is 1696.08 euros.

What is ESTO

ESTO is a company offering financial services that started in 2016. Today ESTO offers the widest selection of payment solutions in the Baltics, and the ESTO partner network includes over 2600 partners and shops and over 300 000 customers.

You can read the terms at www.esto.ee. If you have questions, write to info@esto.ee.

All payment methods are listed in section 5 of the terms and conditions.